Terms of Service

Last Updated: February 2026

1. Agreement to Terms

By accessing or using the website https://leveragestrategy.co/ operated by Vectis Private Wealth LLC ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use this website.

2. Description of Services

We provide educational information about retirement income strategies and connect qualified individuals with licensed wealth advisors for personalized consultations. We are not a bank, lender, or insurance carrier. We work with licensed professionals and third-party providers to facilitate financial strategies for our clients.

3. Eligibility

Our services are intended for individuals who:

Are 18 years of age or older

Are U.S. residents

Meet the income and qualification requirements described on our website

4. No Financial, Tax, or Legal Advice

The information on this website is for educational purposes only. It is not intended as financial, tax, legal, or investment advice. Every individual's situation is different. You should consult with qualified professionals regarding your specific circumstances before making any financial decisions.

5. No Guarantees

We make no guarantees regarding:

Investment performance or returns

Tax outcomes

Approval or qualification for any financial product

Future results of any strategy discussed

Past performance and hypothetical illustrations are not indicative of future results. All financial strategies involve risk.

6. Third-Party Products and Services

The strategies discussed on this website involve products and services provided by third parties, including insurance carriers, lenders, and trust companies. We do not control these third parties and are not responsible for their products, services, or actions.

7. Accuracy of Information

We strive to provide accurate and up-to-date information. However, we do not warrant that the information on this website is complete, accurate, or current. Laws, regulations, and financial products change over time.

8. Your Responsibilities

By using our services, you agree to:

Provide accurate and truthful information

Not misrepresent your qualifications or financial situation

Not use our website for any unlawful purpose

Not attempt to gain unauthorized access to our systems

9. Intellectual Property

All content on this website - including text, graphics, logos, videos, and images - is the property of Finansiškai Raštingi or its licensors & vendors and is protected by copyright and trademark laws. You may not reproduce, distribute, or use our content without written permission.

10. User Content

If you submit any information, feedback, or content to us, you grant us the right to use that content for our business purposes without compensation to you.

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected].

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy: https://leveragestrategy.co/privacy-policy

11. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

12. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13. Limitation of Liability

To the fullest extent permitted by law, Finansiškai Raštingi and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services.

14. Indemnification

You agree to indemnify and hold harmless Finansiškai Raštingi and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of this website or violation of these Terms of Service.

15. Governing Law

These Terms of Service are governed by the laws of the State of Lithuania, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Litthuania.

16. Changes to Terms

We may update these Terms of Service at any time. The updated version will be indicated by the "Last Updated" date at the top. Your continued use of the website after changes constitutes acceptance of the new terms.

17. Termination

We reserve the right to terminate or suspend your access to our website at any time, without notice, for any reason.

18. Severability

If any provision of these Terms of Service is found to be unenforceable, the remaining provisions shall remain in full force and effect.

19. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Finansiškai Raštingi regarding your use of this website.

20. Contact Us

If you have questions about these Terms of Service, contact us at:

Vectis Private Wealth LLC

[email protected]

+1 (630) 290-2621

579 W. North Ave Suite 300 Elmhurst, IL

Copyright © Vectis Private Wealth LLC. All Rights Reserved.

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This is not tax, legal, or investment advice. Consult a qualified professional regarding your specific situation. Results vary based on individual circumstances, policy performance, and other factors. Illustrations are hypothetical and not guaranteed. The 0% floor applies to index crediting only; policy charges and fees are still deducted annually. Tax-advantaged treatment of policy loans depends on the policy remaining in force and not becoming a Modified Endowment Contract (MEC). Tax laws may change. This strategy involves a long-term commitment and may not be suitable for everyone.

Privacy Policy | Terms of Service

579 W. North Ave Suite 300 Elmhurst, IL